Do I really need a will?
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We’ve heard it all before. We risk nightmare scenarios after our death if we don’t have a will, from the wrong people getting their hands on our hard-earned cash to our children being left nothing. At least that’s what experts warn us.
But am I really jeopardising my family’s future because I don’t have one? Or are these scare tactics just another way of getting us to pay for services we may not need, especially if we don’t own a home?
Having a legal will means you can state exactly what happens when you die, from where your house will go, what will happen at your funeral, and who will become your children or pets’ legal guardians.
But 49 per cent of us don’t have one, according to research from charity will-writing scheme Will Aid, and it’s pretty low down the list of life admin for most of us.
In fact, until very recently it had been one of those things I had been avoiding. I don’t own a house yet and therefore had always dismissed it as a thing to do when I get onto the property...
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