Spending vs. saving: how to find the perfect balance
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Becoming financially independent for the first time can be an exciting but overwhelming time. Whether you’ve received your first pay cheque or student loan instalment, it can be tempting to spend it all at once. But in reality, you’ll need to dedicate a significant portion of your income to rent, food and bills.
Research shows that 78% of students worry about making ends meet. Despite this, one in five have never budgeted.
After the essential costs have been paid, it’s important to devise a p...
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